Insurance is there to protect us from the surprises and unexpected issues in life and to provide peace of mind. Some perils happen so often, to so many causing untold misery that we are working hard to try to rethink underwriting and innovate a different approach. Our products are shaped differently than others. We think outside the box and we listen to the needs of your clients and build a policy which reflects the risk. We say yes, by being creative, flexible, and by listening to our brokers and IFA’s.
If there are problems buying insurance due to a poor claims record, non-standard build, subsidence, previous insurance issues or similar problems, we can help.
Backed by BIBA EoW Scheme and using the next generation smart technology known as Waterlock, clients will now substantially mitigate the EOW risk and reduce their premium.
We can give you access to the Government backed scheme, Flood RE, that offers flood cover for properties that have previously flooded or may flood in the future.
Our ‘higher value’ Buildings and Contents policy includes market leading cover and limits designed to suit mid/high net worth individuals.
Whether a new project is being started or you’re updating a current home, our renovation cover can provide flexible options.
Covering a wide range of unoccupied properties and differing circumstances with variable cover periods.
Designed to meet the needs of the owners of second homes, holiday homes and holiday lets with UK based property.
Our standard home policy offering generous levels of cover with a range of additional benefits.