Acturis/Applied

magenta are pleased to have expanded our current product suite to include three additional products transacted via both Acturis and Applied.

Between these three products, we are able to provide cover for both standard and non-standard household, let properties, holiday home and unoccupied risk.

Premier

This product is designed to meet the needs of clients using the property as their main home or as a holiday home for properties within the England, Wales or Scotland. Premier is designed for clients who require flexibility and wider cover than a standard product including higher inner limits. Premier also caters for bespoke risks considered complex or unusual.

• Risks with up to 8 Bedrooms.
• Sums insured as selected.
• £15,000 Single Article Limit.
• Optional Extended Accidental Damage cover.
• Alternative Accommodation up to 20% of the sum insured.
• Home Emergency included up to £500.
• Personal and Occupiers Liability up to £2,000,000.

Premium

This product is designed to meet the needs of clients using the property as their main home for properties within England, Scotland and Wales. Premium is designed for properties with up to five bedrooms and built from 1850 onwards.

• Maximum claims limit under Buildings £1,000,000.
• Maximum claims limit under Contents £100,000.
• Alternative Accommodation £60,000.
• Property Owners Liability at £2,000,000.
• Optional Extended Accidental Damage cover.

Specialist

Specialist is designed for: Landlords with residential properties and the tenancy agreement is between the landlord and the tenant, letting to professionals, students and benefits assisted; customers who have holiday lets; and those who have longer term unoccupied properties awaiting probate, where a homeowner has gone into care, or are awaiting sale.

• Risks with up to 8 Bedrooms.
• Sums insured as selected.
• Property Owners Liability at £2,000,000.
• Employers Liability at £5,000,000.
• Buildings includes £5,000 of carpets, curtains, blinds & white goods.